PREMIER FINANCIAL CORP

PREMIER FINANCIAL CORP insiders are currently net sellers of PFC stock, showing bearish sentiment over the past 90 days. Total sales of $1.5M outpace purchases of $656.2K, creating a net outflow of $829.0K.

PREMIER FINANCIAL CORP has 25 active insiders who have filed SEC Form 4 transactions in the past 90 days. Donald P. Hileman (Executive) leads with 33 transactions totaling $1.2M. Richard J. Schiraldi (Executive) follows with 9 transactions worth $904.4K. Open-market purchases require insiders to invest their own capital, demonstrating genuine conviction.

The Insider Alignment Score measures the ratio of buying to selling activity on a 0-100 scale. PREMIER FINANCIAL CORP's current score of 31/100 indicates bearish insider sentiment. Scores below 40 indicate selling pressure exceeds buying. Insider selling often reflects diversification needs, tax optimization, or estate planning.

The most recent insider transaction occurred on Aug 23, 2024, when E. Rose Dennis Jr (Executive) disposed of 2,000 shares at $25.01 per share for $50.0K. This was executed under a 10b5-1 trading plan.

Based on SEC Form 4 filings from the past 90 days, PFC insider trading sentiment is currently bearish with an Alignment Score of 31/100. The negative net flow of $829.0K shows more selling than buying. However, 10% of recent transactions are 10b5-1 scheduled trades.

SEC Form 4 is the primary disclosure mechanism for insider trading at publicly traded companies like PREMIER FINANCIAL CORP. Corporate insiders must file within two business days of any transaction, making it one of the most timely sources of executive sentiment. At PFC, we track all Form 4 filings—currently showing 196 transactions from 25 insiders over 90 days.

A 10b5-1 plan allows PREMIER FINANCIAL CORP executives to pre-schedule stock sales when they don't possess material non-public information. At PFC, approximately 10% of recent transactions are 10b5-1 trades. The remaining 90% are discretionary trades, which may carry more informational value.

You can monitor PREMIER FINANCIAL CORP (PFC) insider trading activity on this page, which updates within hours of new SEC Form 4 filings. We track all 25 active insiders and provide real-time transaction feeds, the Alignment Score, 10b5-1 vs. discretionary breakdowns, and direct links to SEC EDGAR filings.

Our Alignment Score measures the ratio of insider buying to selling on a scale of 0-100. A score above 70 indicates strong bullish sentiment, while below 30 suggests bearish activity. PREMIER FINANCIAL CORP's current score of 31/100 indicates moderately bearish sentiment with selling outpacing buying. This is calculated from $656.2K in purchases versus $1.5M in sales over 90 days, resulting in a net flow of -$829.0K.

SEC Form 4 filings are mandatory reports that PREMIER FINANCIAL CORP insiders must submit within 2 business days. Each filing includes the insider's name, relationship, transaction type, shares, and price. Transaction codes: P (purchase), S (sale), A (award), M (option exercise), G (gift). At PFC, the most common type is "A" with 33 occurrences. The most recent Form 4 was filed on Aug 23, 2024 by E. Rose Dennis Jr.

Rule 10b5-1 allows corporate insiders to establish pre-scheduled trading plans when they don't possess material non-public information. At PREMIER FINANCIAL CORP, approximately 10% of recent transactions are executed under 10b5-1 plans, while 90% appear to be discretionary trades. The low percentage means most insider activity at PFC represents discretionary decisions with more informational value.